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What We Do

We understand that you are unique, which is why we specialise in creating financial plans tailored specifically for you. 

 

Regardless of your life goals, entrust us to guide you there with confidence.

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Our Philosophy of Money​

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"The true value of wealth is through meaningful experiences: travel, hobbies, loved ones and supporting causes that align with your values. It’s not about the amount of money we have that determines happiness, but rather how we use it to create fulfilling experiences and lasting memories. The true richness of life lies in the moments and connections we have, not just in the balance of our bank accounts".

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Capital at risk

The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.

Chartered Financial Planners

Proud to be
Chartered

We're proud to have earned chartered status, representing the pinnacle of excellence and integrity. Being chartered aligns perfectly with our core values.

Our Core Values
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Copyright Cairn Independent

Cairn Independent 2023

Cairn Independent Limited is registered in Scotland no. SC147311. Registered Address: Priory View Victoria Road, Kirkcaldy, KY1 2SA, Cairn Independent Limited is authorised and regulated by the Financial Conduct Authority no. 142665.The Financial Conduct Authority does not regulate Trusts, Tax and Estate Planning, Cashflow Modelling, and some aspects of Auto-Enrolment

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Financial Ombudsman Service

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